My notes for this property


Add listing to my favorites (required)
Sold
$425,000  (list price)
$435,100
/mo Edit
Multi-family:  Duplex Up and Down
Built 1970
2,532 sqft • 0.39 acres
White Bear Lake schools
MLS# 6534111
My rating:
Request a Showing  
Agent
Ask the Agent

Ask the Agent

    Property inquiries submitted online are continually monitored to provide the best possible service.







    Thank You!

    An agent will be in contact with you soon to answer your question.

    Property Description

    This Duplex is perfect for an owner occupant! Or investor! Upper level unit features 3 bedrooms, 1 bath, big windows, hardwood floors, updated kitchen & dining, separate laundry room and deck. Upper level lease ends this month, so you can move right in! Lower unit has 3 bedrooms, 1 bath, new luxury vinyl flooring and kitchen cabinets and countertops, private laundry and patio. Lower unit lease was just renewed for another year. Backyard is fully fenced, and the front yard has large trees bordering Hwy 96. Driveway is on Grace Street for easy access, and offers plenty of parking spaces and an oversized 1 car garage. Super convenient location with quick easy access to stores, restaurants, schools, parks, the lake, and almost any commute!

    Listing

    Contingency: None
    Price per sq ft: $168
    City: White Bear Twp
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55110
    Subdivision Name: M Dillons 1st Addition, To Wh

    Interior

    Living Area: 2,532 ft2
    Ranges: Two
    Refrigerators: Two
    Basement Details:
    • Block
    • Daylight/Lookout Windows
    • Finished

    Exterior

    Stories: Split Entry (Bi-Level)
    Garage Spaces: 1
    Garage Size: 352 ft2
    Foundation Size: 1,192 ft2
    Fencing: Chain Link, Full
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System:
    • Baseboard
    • Boiler
    • Hot Water
    Parking Features:
    • Asphalt
    • Detached
    • Garage Door Opener
    • Units Vary
    Exterior Material: Vinyl Siding

    Lot & Land

    Acres: 0.39
    Geolocation: 45.07895, -93.027769
    Lot Dimensions: 143 x 120
    Zoning:
    • Residential-Multi-Family
    • Residential-Single Family

    Schools

    School District: 624
    District Phone: 651-407-7500

    Expenses

    Annual Insurance Expense: $3,432
    Annual Maintenance Expense: $500
    Annual Gross Expense: $5,692
    Annual Trash Expense: $600
    Annual Water/Sewer Expense: $960
    Tenant Expenses: Electricity, Fuel, Grounds Care, Snow Removal

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $4,956
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $4,956

    Income

    Annual Gross Income: $41,100

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

    Apply Online     Home Purchase Qualifier     Refinance Rate Checker    

    Listing provided by RMLS, courtesy of Realty Group LLC.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.