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$1,550,000
/mo Edit
Single Family:  2 Stories
5 br6 baBuilt 2022
3,602 sqft0.08 acres
Crosby-Ironton schools
MLS# 6488573
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    Property Description

    Enjoy a hands-off rental investment with full ownership of this classically designed luxury lakefront cottage on Bay Lake. The fully furnished home, built in 2022, is in the rental program at Ruttger’s Bay Lake Resort and offers +3600 sq ft of indoor living space and 253 sq ft three season porch with gas fireplace. Main level features a kitchen, dining, great room with fireplace area that makes entertaining a breeze. There's also 2 bedrooms with ensuites on the main level. The upper level offers a huge family room, 2 bedrooms with ensuites, and separate bunk room with ensuite. Bay Lake and your own boat slip are right out the door! Ruttger’s Bay Lake Resort rental program handles booking, indoor/outdoor maintenance, and housekeeping. You and guests enjoy all resort privileges. Unlock the door and you are on vacation.

    Listing

    Contingency: None
    Price per sq ft: $430
    City: Bay Lake Twp
    County: Crow Wing
    State: MN
    Property Style: 2 Stories
    Zip Code: 56444

    Interior

    Living Area: 3,602 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Disposal
    • Double Oven
    • Dryer
    • Exhaust Fan
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    • Washer
    • Wine Cooler
    Fireplace Details:
    • Family Room
    • Gas
    Basement Details: Slab

    Exterior

    Stories: Two
    Air Conditioning: Central Air
    Foundation Size: 1,596 ft2
    Foundation Dimensions: 42X38
    Handicap Accessible: None
    Heating System: Forced Air
    Parking Features:
    • Asphalt
    • Guest Parking
    • More Parking Onsite for Fee
    Shared Amenities:
    • Beach
    • Boat Slip
    • Dock
    • Golf Course
    • Other
    • Sauna
    • Spa/Hot Tub
    • Tennis Court(s)
    Unit Amenities:
    • Boat Slip
    • Ceiling Fan(s)
    • Dock
    • Hot Tub
    • Kitchen Center Island
    • Local Area Network
    • Main Floor Primary Bedroom
    • Panoramic View
    • Patio
    • Porch
    • Sauna
    • Sun Room
    • Tennis Court
    • Vaulted Ceiling(s)
    Road Frontage: Paved Streets
    Exterior Material: Fiber Cement
    Pool:
    • Indoor
    • Outdoor Pool
    • Shared
    Roof Details:
    • Age 8 Years or Less
    • Asphalt

    Rooms

    1/4 Baths: 1
    Full Baths: 5
    Bathroom Details:
    • Bathroom Ensuite
    • Main Floor 1/2 Bath
    • Main Floor Full Bath
    • Two Primary Baths
    • Upper Level Full Bath
    • Walk-In Shower Stall
    Dining/Kitchen: Living/Dining Room
    Upper Level Size Sq Ft
    Bedroom 3  12.10 x 12.8  144 
    Bedroom 4  12.10 x 12.8  144 
    Bedroom 5  12.6 x 12.8  144 
    Bathroom  7.6 x 12.8  84 
    Bathroom  7.6 x 12.8  84 
    Bathroom  6 x 12.8  72 
    Family Room  13.6 x 24  312 
    Main Level Size Sq Ft
    Bedroom 1  13 x 13  169 
    Bedroom 2  13 x 12.8  156 
    Bathroom  7.6 x 11  77 
    Bathroom  7.6 x 12.8  84 
    Bathroom  7.6 x 3.2  21 
    Kitchen  19.8 x 14.10  266 
    Dining Room  21.8 x 11  231 
    Living Room  19.8 x 13  247 
    Foyer  7.3 x 9.2  63 
    Breezeway  7 x 5  35 
    Three Season Porch  23 x 11  253 

    Lake & Waterfront

    Waterfront Present: Y
    Waterfront Name: Bay
    Waterfront View: Lake, Panoramic
    DNR Lake ID#: 18003400
    Lake Chain Name: N
    Lake Acres: 2329
    Lake Depth: 74
    Waterfront:
    • Association Access
    • Lake Front

    Lot & Land

    Acres: 0.08
    Geolocation: 46.407473, -93.87411
    Lot Dimensions: 69 x 50
    Restrictions: Mandatory Owners Assoc
    Zoning: Residential-Single Family
    Lot Description: Accessible Shoreline

    Schools

    School District: 182
    District Phone: 218-545-8801

    Financial & Taxes

    Tax Year: 2023
    Annual Taxes: $2,854
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $2,854
    Association Fee Required: No
    Association Fee Frequency: Monthly
    Association Company: Blackburn IM Ruttgers SPV LLC
    Association Company Number: 218-728-8060

    Units

    Unit Number: Lot 1

    Miscellaneous

    Fuel System: Propane
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of eXp Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.